Term 10, 20 & 30: Term life insurance is designed to meet short-term needs. It covers a set period of time, generally from 1 to 20 years, or even longer, depending on your needs. The cost of term life insurance is typically more affordable than permanent life insurance, which covers you for life.
MAXLife T100, Life 10/20, Guaranteed Whole Life & Life Start: Permanent life insurance is designed to meet your long-term needs and protect you for life. It may be more cost-effective than term life insurance in the long run.
PACE: Universal life insurance is designed to make sure you are covered for as long as you need, and lets you invest tax-free at the same time.
Disability: Meet your financial obligations if you cannot work because of an accident or illness.
Extended Health Care: Get reimbursed for healthcare expenses not covered under government plans (dental care, vision care, alternative medicine, etc.)
Critical Illness, Specialty CI: Focus on your recovery and avoid the financial stress related to a serious illness like cancer or a stroke
Long-Term Care: Avoid becoming a burden on your family if you lose your independence because of an illness like cancer, stroke or Alzheimer’s disease.
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Contact Us and a licensed life agent serving Clarence-Rockland will take time to ensure you clearly understand all your options.
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Application: A statement of information made by a person applying for insurance. It identifies the plan and the amount applied for, the life insured and the beneficiary, and provides other data useful in evaluating the risk.
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