No Medical Term Life Insurance
Simplified Term, Deferred Term & Term Plus:These plans are the least expensive of the no medical coverages and are available for individuals aged 20 to 70. Face amounts range from $25,000 to $150,000, and coverage can last as far out as age 100.
Whole Life Insurance
Acceptance, Deferred Life & Simplified Life: Whole life plans provide coverage for your entire life. These permanent coverages are available for individuals aged 25 to 80 for face amounts of $1,000 to $75,000. A cash value is also available.
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Locked-in Retirement Account (LIRA): An arrangement similar to a locked-in RRSP. Some provinces have replaced the locked-in RRSP with the LIRA.
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